This is a fine overlayed necklace and bracelet set with 4 necklaces and 4 matching bracelets.  Each set comes in all 14 Karat Gold over steel or .925 Sterling Silver over Steel.  The sets come with an Unconditional Lifetime Guarantee, which cover against any damage to the chains.  If for any reason you want to replace your damaged piece(s), send them in with the return shipping, and it will be replaced.  No questions will be asked of you.